Coverage Connected Limited trading as Rainy Day is operated by Taniora Rata Terence Stife, a registered Financial Adviser (FSP1008979), who provides financial advice under the licence of Clemence Limited (FSP758931), trading as Resure, a licensed Financial Advice Provider (FAP) authorised by the Financial Markets Authority (FMA).
Financial Adviser Name: Taniora Rata Terence Stife
FSP Number: FSP1008979
Trading As: Resure Insurance Advisors, Coverage Connected Limited
FSP Registration Date: 17 January 2025
FSP Status: Registered
FAP Name: Clemence Limited
FAP Number: FSP758931
FAP Trading Name: Resure
Licence: Financial Advice Provider Licence issued by the FMA
Annual Confirmation Filing Month: November
Advice is provided in the following areas:
Life Insurance
Health Insurance
KiwiSaver
Products are offered from a selection of providers:
Life Insurance: AIA, AMP (Resolution Life), Asteron Life, Chubb, Fidelity Life, NIB, Partners Life, Southern Cross
Health Insurance: Accuro, AIA, NIB, Partners Life, Southern Cross
KiwiSaver: ANZ, Aurora, Booster, Fisher Funds, Generate, Kernel, Milford, NZ Funds, Pathfinder
No fees, expenses, or charges are applied for any financial advice provided through Rainy Day or Resure.
Coverage Connected Limited (operating under Resure) may receive commissions from insurance and KiwiSaver providers when you take out a product. The commission amount depends on the premium or investment balance.
Occasionally, providers may offer non-financial incentives (e.g., event tickets or gifts). To ensure client interests are prioritised:
A structured advice process is followed based on your individual needs and goals
Annual training is undertaken to manage conflicts of interest
A register of conflicts, gifts, and incentives is maintained and monitored
An annual compliance review is conducted
If you are dissatisfied with the service or advice received, please contact:
Jordan Clemence
Phone: 027 819 7715
Email: [email protected]
Mail: 355 Selwyn Street, Addington, Christchurch 8024
PO Box 341, Christchurch Central, Christchurch 8140
We aim to resolve complaints within 10 working days. If we are unable to resolve your complaint to your satisfaction, you may contact:
Financial Services Complaints Limited (FSCL)
Phone: 0800 347 257
Email: [email protected]
Mail: PO Box 5967, Wellington 6140
FSCL offers a free, independent dispute resolution service.
Under the Financial Markets Conduct Act 2013, Resure and its financial advisers (including Rainy Day) have duties to:
Give priority to your interests and ensure our advice is not materially influenced by our own interests
Exercise care, diligence, and skill
Meet the standards of competence, knowledge, and skill set by the Code of Professional Conduct
Meet standards of ethical behaviour, conduct, and client care
More information is available on the FMA website.
This disclosure is available in writing on request.
